Personal Line

Personal lines simply means insurance that is designed for personal use. Insurance companies sell these policies to individuals, to reimburse them for losses or damage to their possessions or to protect them from liability.

Business Line

Insurance coverage that protects businesses from losses due to events that may occur during the normal course of business. There are many types of insurance for businesses including coverage for property damage, legal liability and employee-related risks. Companies evaluate their insurance needs based on potential risks, which can vary depending on the type of environment in which the company operates.

Retirement & Life

A protection against the loss of income that would result if the insured passed away. The named beneficiary receives the proceeds and is thereby safeguarded from the financial impact of the death of the insured.